Shopping for Affordable
Homeowner Insurance in Pensacola?
Living in Pensacola, Florida,
it is hard to find the best Insurance Agency because we live in a Hurricane
Prone Area and don't forget we had the "Great" flood a few years ago.
advertise Affordable Insurance, The Best Insurance Company, but what are you
What is the Insurance Company Rated as?
You just want
affordable homeowner insurance.
When it comes to Homeowner
Insurance in Pensacola, most homeowners shop price, but sometimes that cheap
homeowner insurance comes with vital coverage and you won't know what the
policy Wont cover until you have a homeowner insurance claim.
Classic Insurance Group sells
Homeowner Insurance in Pensacola, Florida and offers many different
Depending on the age and
construction of your home, you will need to compare companies and what
homeowner insurance coverage they will offer you.
The Details of your home's
construction matter when comparing insurance rates in Pensacola.
Does your home have aluminum
Is your home over 30 years old?
Is your home located in a flood zone,
or worse yet, did you file a homeowner insurance claim during Hurricane Ivan,
or Hurricane Dennis?
Classic Insurance Group can
insure homes with Aluminum wiring and can work with you if your homeowner
insurance requires you to put a new roof on your home.
That is why in Pensacola, Florida
it is important to contact an Independent Insurance company and let them
present you your options to make sure your home is properly insured.
Pensacola Classic Insurance
Group is located in the heart of Pensacola and will review your current policy
with options available to you.
Look at reviews ratings of
top insurance companies.
Because we are an Independent Insurance Agency,
Classic Insurance Group offers the lowest insurance rates in the Pensacola
We will compare your quote
and have one of our hundreds of carriers submit a policy quote and educate you
how to save money on your homeowners insurance.
Did you just build a new home
New construction homes are
very inexpensive to insure, so make sure you compare with us, before you decide
to stay with your current insurance company.
They will not inform you how
much you can save unless you ask them.
We are the #1 Rated Insurance
Agency in Pensacola, Florida.
How to get the Most from your
HOMEOWNERS INSURANCE COVERAGE-
Your insurance Company can
only cover what it knows you lost. Keeping accurate records for filing
claims in the future is critical.
Make sure your insurance
policy describes your home – including square footage, number of rooms,
age and materials it’s constructed from and account for any recent improvements
– like a new roof or water heater – and upgrades – such as a room addition or
Having an inventory of your
possessions is needed because trying to remember what you owned in the
emotional aftermath of a disaster, is difficult.
An easy way to take inventory
ahead of time is to go through each room and closet and record every possession
on your smartphone's video, noting especially higher-end appliances.
Rare or expensive items such
as art, collectibles or jewelry require additional coverage apart from your
homeowners, condo or renter’s insurance, and must get appraised first before
getting a separate policy.
Store your inventory record
and insurer’s contact info somewhere besides your house or digitally where you
can retrieve it at any time.
How to get AFFORDABLE HOME
OWNER INSURANCE IN PENSACOLA?
Depending on the age of
your home, homeowner insurance varies.
Here are 2 warnings to note:
about Home Owner Insurance in Pensacola, Florida:
1) Price isn’t
everything. If a homeowner insurance company is a new firm, they may not have
the assets to pay out catastrophe claims, such as Hurricane Michael.
2) If you're with State Farm
or All State, you need to shop around now.
The State of Florida has them
as among the highest/worst rates for both new AND old construction homes.
Last piece of advice:
Consider getting an independent agent, such as Classic Insurance Group in
Classic Insurance Group is an
independent Agency and when it comes to homeowner insurance polices, they shop
and compare the rates for you.
Classic Insurance Group will
compare coverage limits and guide you through the process of selecting the best
homeowner insurance policy that will protect your home, your family and your
When it comes to selecting
your homeowner insurance policy in Pensacola, Florida, you need to do your
homework, or find an independent agency that will put in the work needed to get
the best homeowner insurance rates.
Classic Insurance Group is
located at 309 W. Gregory Street, Pensacola Fl. 32502.
sells Homeowners Insurance as well as other
types of insurance for our clients in Pensacola.
1) Automobile insurance
2) Boat Insurance
3) Business Insurance
4) Liability Insurance
5) Commercial Property
6) Multiple Units
Yes, have one policy, one renewal date for all of your
7) Toy insurance-think
motorcycles, jet skis, golf carts, ETC.
8) Pet Insurance- Cats, Dogs
9) Special Event
Insurance-think about your outdoor wedding.
How to get the Best Home
Owner Insurance in Pensacola?
Did you know the average cost
of homeowners insurance in Florida is $1993, while the rest of the country pays
$1,173 per year for home insurance.
How to find the Best Homeowner insurance
companies in Florida?
Tower Hill Insurance Group. State Farm. Citizens Property
Insurance Corporation. Universal Insurance Holdings, Inc. Federated National
But you ask, Do I need hurricane insurance in Florida?
depends on a few things. Florida law requires insurers issuing residential
property insurance policies to include hurricane windstorm coverage in the
policies (Fla. Stat. Ann. ... “Hurricane coverage” is coverage for loss or
damage caused by windstorm during a hurricane.
Aug 17, 2006. This is not always
Next question: Is hurricane insurance included in homeowners
Ask your homeowner insurance agent. What happens if a Hurricane
Damage Caused by Flood? Who pays?
Private homeowners insurance policies
typically do not cover flood damage. ... However, if a hurricane's wind damages
your roof, and rain gets in as a result, you may find that homeowners insurance
offers some protection if your policy includes coverage for wind.
your homeowner insurance agent about this because depending how the adjuster
writes the claim, determines if they pay it out. Classic insurance Group sells
homeowner insurance in Pensacola, FL.
Yes, having renters insurance
is important, because if your rental catches fire, your landlord's homeowner
insurance is not going to cover your belongings.
So you say it's not a big
How many of us can afford to
replace everything we own, plus come up with a first and last months rent,
security deposit and background check money?
Pensacola Classic Insurance Group
309 W. Gregory Street
Pensacola, FL 32502